Currency Converter

Convert between 30+ world currencies with exchange-rate data cached for up to one hour.

Last reviewed: June 2026

Loading exchange rates...

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Exchange Rate
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Inverse Rate
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Quick Answer

To convert currency, multiply the amount by the current exchange rate. For example, at a rate of 1.08 US dollars per euro, €100 equals $108. Enter an amount and choose your currencies above to convert instantly across 30+ currencies. Rates fluctuate throughout the day, so results update with the latest available data.

Exchange-rate note: Results are informational estimates. Card networks, banks, brokers, and money-transfer providers can use different rates and may add spreads, fees, taxes, or recipient-bank deductions.

How the Currency Converter Works

This converter loads a USD-based rate table from the ExchangeRate-API open endpoint and stores it in browser cache for up to one hour. The status line tells you whether the page is using freshly fetched rates or cached rates. The calculator then shows the converted amount, the direct exchange rate, and the inverse rate so you can sanity-check both sides of the conversion.

For non-USD pairs, the calculator converts through the USD-based table. If the source currency has rate A and the target currency has rate B, the pair rate is B divided by A. A 1,000 USD to EUR conversion with a 0.920000 EUR-per-USD rate displays 920 EUR. The inverse display then shows how many USD one EUR represents.

What the Result Does Not Include

The number on the screen is not necessarily the number a recipient receives or the amount that settles on a card statement. Providers may build revenue into the exchange-rate spread, charge a visible fee, collect taxes, or pass along intermediary-bank and recipient-bank charges. CFPB remittance resources emphasize comparing the exchange rate, fees, taxes, and delivered amount before sending money abroad.

When to Use Official or Provider-Specific Rates

Use this calculator for travel budgeting, rough invoice checks, and quick comparisons. For accounting close, tax reporting, treasury, payroll, trading, or reimbursement policy, verify the rate source your workflow requires. The Federal Reserve H.10 release is a useful official reference for many bilateral dollar exchange rates, while your bank, card network, broker, or payment processor may be the controlling source for an actual transaction.

Sources

Frequently Asked Questions

This page fetches a USD-based rate table from the ExchangeRate-API open endpoint and caches it in your browser for up to one hour.
Banks, card networks, and money-transfer providers can apply spreads, fees, taxes, or settlement rules that differ from an informational exchange-rate feed.
The calculator divides the target-currency rate by the source-currency rate, then multiplies by the amount entered.
Use it as a quick estimate only. Accounting, tax, treasury, and trading workflows should verify rates against the required source for that purpose.